Definition

The 1974 federal law that governs employer-sponsored benefits. Sets fiduciary standards, disclosure requirements (the SPD comes from here), claims procedures, and enforcement. Self-funded plans are exempt from state insurance regulation under ERISA preemption.

Authority source

DOL ERISA overview

Related in compliance & regulatory

Form 5500

The annual return employers (and unions) must file for ERISA-covered benefit plans with 100+ participants.

TCPA

1991 federal law restricting telemarketing calls, autodialer use, prerecorded messages, and SMS marketing.

CTIA

The wireless carrier industry trade association.

10DLC

10-digit long code A2P registration — the carrier program that sanctions sending app-to-person SMS from a regular phone number.

Velora speaks the broker domain natively.

SIC, enrolled lives, renewal month, current carrier — every term in this glossary corresponds to a field Velora's outbound engine actually uses for targeting, segmentation, and cadence selection.

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