Definition

1996 federal law that, among other things, sets a federal floor for protecting individually identifiable health information (PHI). Covered entities = health plans, healthcare providers, healthcare clearinghouses. Business associates = vendors that touch PHI on their behalf.

For brokers

Velora Marketing does not currently process PHI by default — ingestion is scoped to non-PHI fields. A HIPAA-aware mode for agencies that handle PHI is on the roadmap; we will require a signed BAA before enabling it.

Authority source

HHS HIPAA for professionals

Related in compliance & regulatory

ERISA

The 1974 federal law that governs employer-sponsored benefits.

Form 5500

The annual return employers (and unions) must file for ERISA-covered benefit plans with 100+ participants.

TCPA

1991 federal law restricting telemarketing calls, autodialer use, prerecorded messages, and SMS marketing.

CTIA

The wireless carrier industry trade association.

Velora speaks the broker domain natively.

SIC, enrolled lives, renewal month, current carrier — every term in this glossary corresponds to a field Velora's outbound engine actually uses for targeting, segmentation, and cadence selection.

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